Inflation Reduction Act 2026 — Heat Pump & Solar Guide

The Inflation Reduction Act (IRA) provides significant incentives for homeowners to switch to heat pumps and solar. Here's what you need to know for 2026.

25C Tax Credit (Heat Pumps)

The Residential Clean Energy Credit (Section 25C) offers up to $2,000 for heat pump installations. This is a tax credit, not a rebate — you claim it when filing your federal taxes.

HEEHRA Upfront Rebates

The Home Efficiency Rebates program (HEEHRA) provides upfront rebates (not tax credits) for income-qualified households. Rebates can reach $8,000 or more for heat pumps, depending on your income and state program availability.

25D Solar Tax Credit

For solar panels, the IRA Section 25D credit covers 30% of installation costs through 2032. There is no income limit for the solar tax credit.

How to Stack Rebates

You can typically combine:

  1. Federal 25C tax credit (heat pump)
  2. HEEHRA upfront rebate (if income-qualified)
  3. State incentives
  4. Utility rebates

Use our calculator to see your exact rebate stack for your zip code.