Pre-filled with St. Louis average rates. Adjust for your home.
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| Program | Source | Link |
|---|---|---|
| IRA 25C Heat Pump Tax Credit | Inflation Reduction Act Section 25C | View |
St. Louis has a mixed climate where a standard heat pump performs well.
Yes. Homeowners in St. Louis can stack federal IRA tax credits with state and utility rebates, potentially saving $2,000 or more. A standard heat pump works well in mixed climates.
Federal incentives include the IRA 25C tax credit ($2,000) and HEEHRA upfront rebates for income-qualified households. Missouri and local utilities may offer additional rebates. Use our calculator for your exact eligibility.
A typical heat pump installation in St. Louis costs $12,000–$18,000 before rebates. With 2026 federal and local incentives, your out-of-pocket cost can be significantly reduced.
Heat pumps in St. Louis are suitable for the local climate. Federal and local rebates apply. Use our calculator to see your total savings.
The Inflation Reduction Act heat pump tax credit (25C) runs through 2032. HEEHRA upfront rebates are administered by states and may have different timelines. Verify with your state energy office.
Tell us about your home to find your eligible federal and local incentives.
in combined rebates & tax credits
Estimated Annual Energy Savings
+$390.86/yr
Source: Department of Energy / IRA 2026
Source: Department of Energy / IRA 2026
| Time Horizon | Doing Nothing | Upgrading Now | |
|---|---|---|---|
| 1 Year | $2,400 | $9.14 | |
| 5 Years | $12,000 | $8,045.7 | |
| 10 Years | $24,000 | $18,091.4 |
Source: Department of Energy / IRA 2026